FBB Capital Partners

FBB - Bethesda, MD | McLean, VA | Easton, MD

FBB Capital Partners Investment Philosophy

Second Quarter 2010 Conference Call

Any reproduction or transcription of statements made during the call, without our prior approval, is prohibited. Please note that all forward-looking statements made during the call are subject to risk and uncertainty and that could cause actual results to differ materially from the expectations and assumptions discussed.

FBB Capital Partners Investment Philosophy

We are stewards of our clients' assets, and we invest solely to meet our clients' objectives.

We believe that every investor has unique aspirations and preferences that individually should be reflected in their investment portfolios. We work closely with our clients to tailor an appropriate long-term asset allocation strategy, and periodically review each client's investment goals to insure that the right mix of assets is utilized.

We understand that reward and risk are directly related. Our experience suggests a well-diversified portfolio can reduce risk without sacrificing the reasonable expectation of reward.

We embrace both growth and value investing. It is important that our company offers outstanding long-term growth potential, and equally important that we not overpay for that potential.

We adhere to a rigorous quantitative and qualitative security selection process in building an appropriate portfolio for each client.

For our taxable clients, we give particular focus to a transaction's tax effects. Your portfolio is managed to optimize the after-tax investment return.